Moving to the U.S. as a French citizen is an exciting adventure, but the choice of state and city of residence plays a crucial role in the experience. Where to expatriate to the U.S. to make the most of this opportunity? With its geographic, cultural and economic diversity, the United States offers a multitude of options. It’s therefore legitimate to ask which is the best state to live in and which cities are the most attractive for a successful move to the USA.
In this quest for the promised land, it’s essential to consider various criteria such as cost of living, professional opportunities, quality of life, as well ashealth insurance. Indeed, the predominantly private healthcare system in the United States requires particular attention, as healthcare costs can vary considerably from state to state. Choosing a place where access to healthcare is both affordable and of high quality is a key factor in ensuring a worry-free expatriation.
What criteria should I take into account when choosing a state in which to expatriate to the USA?
Choosing the ideal state to expatriate to in the United States is a decision that will have a significant impact on your expatriation experience. Given the country’s geographic, cultural and economic diversity, there are a number of criteria that deserve particular attention.
Economic factors
Cost of living: This criterion covers housing, transportation and everyday services. While California and New York are among the most expensive, states such as Mississippi andArkansas offer some of the lowest costs of living in the country, attracting budget-conscious expatriates.
Job opportunities and salaries: Exploring the dominant economic sectors and unemployment rates is essential. Comparing average salaries between states, while taking into account the associated cost of living, helps determine purchasing power and potential quality of life.
State taxation: this is a major optimization factor for professionals. Taxes in the U.S. are divided into three levels: Federal (everywhere), State and Local (in certain cities). It’s crucial to note that states such as Texas, Florida, Washington and South Dakota impose no state income tax, which maximizes take-home pay. Conversely, California and New York have high or even progressive income tax rates, with an additional local tax in the case of New York City.
Quality of life
Quality of life encompasses much more than landscape:
Safety and Community: Safety varies considerably from city to city, and even from neighborhood to neighborhood (for example, in Los Angeles or Chicago). It is essential to find out about local crime rates. The presence of an expatriate community or a large non-US-born population (very high in Miami and New York) can also facilitate integration.
Natural Environment and Climate: Whether you’re drawn to the sunny beaches of Florida, the majestic mountains of Colorado or the ecological environment of Washington, the study of geographical features (national parks, outdoor activities) is important for a harmonious life balance.
Work/Life Balance: In demanding business hubs like Silicon Valley or Wall Street, the pace of work can be intense. Other states, such as Colorado or North Carolina, offer a better balance, with easy access to outdoor recreation and, in some cases, flexible scheduling policies.
Health services
Health care in the United States is an essential and often costly consideration. It deserves particular attention when choosing the state for your expatriation. It is imperative to examine in detail the availability and quality of medical services in each region. This includes the proximity of healthcare facilities, the diversity of medical specialties available, and the reputation of local hospitals. The costs associated with health insurance and the accessibility of medical care must also be taken into account. It should be noted that specific healthcare costs can vary considerably from city to city.
For example, Louisiana stands out as the most expensive city for a healthy lifestyle, followed by Tucson, Arizona, where healthcare costs represent 30.7% of the average salary. This information may help you in your choice of expatriation state.
Note: It is interesting to note that some states, such as Hawaii, Minnesota and Vermont, have some of the highest life expectancies in the U.S., ranging from 78.3 to 80.7 years (according to Life Extension).
The importance of health insurance when relocating to the United States
Choosing the best city depends on many factors, but one essential element is health insurance. In the United States, disparities in medical care costs and access to healthcare facilities vary considerably from state to state, directly influencing expatriates’ quality of life.
Unlike France, where the healthcare system is largely public and subsidized, the United States relies mainly on a private system. Insurance coverage is therefore essential to avoid exorbitant costs in the event of illness or accident.
It is important for expatriates to personalize their coverage according to their place of residence:
- Expensive hubs (New York, San Francisco): Maximum coverage is needed to absorb the exorbitant cost of even the most basic care in a hyper-urban environment.
- Special Risk States (Denver): Insurance should ideally include outdoor sports and repatriation for activities at altitude.
- Requirements (Students): Insurance must comply with the strict requirements of American universities.
Opting for good health insurance in the USA is therefore essential to guarantee adequate access to care while keeping costs under control. Comparing the different health insurance options available in your place of residence is essential to ensure a worry-free expatriation.
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Top 10 best cities to live in the USA in 2024
1. Austin, Texas
According to U.S. News & World Report, the capital of Texas, Austin, tops the list of the best cities to settle in. This metropolis in southwest Texas offers a dynamic economic environment. It also offers a vibrant cultural atmosphere, and a relatively affordable cost of living. Home to nearly 2 million inhabitants, the city has an unemployment rate of around 3.2%. These factors testify to the vitality of its job market. The technology sector, concentrated in the “Silicon Hills”, with the notable presence of giants such as Google, makes a significant contribution to the local economy.
Austin is also renowned for its thriving cultural scene. Not least thanks to iconic events such as the South by Southwest festival, which transcends national borders. The city is also home to the University of Texas campus, one of the largest in the country. With a student community of nearly 50,000, it’s a magnet for those looking for a dynamic, enriching life.
2. Denver, Colorado
Colorado is a state where the quality of life is very good! Colorado’s capital has benefited from sectors such as aerospace and defense. But it’s above all the emergence of the recreational marijuana industry that has propelled its dynamism. Denver has seen the creation of numerous jobs in this booming sector, with an average annual salary capping at $55,910. This economic prosperity is accompanied by an exceptional living environment. Surrounded by the majestic Rocky Mountains, Denver offers a unique balance between a dynamic arts scene, thriving employment opportunities and easy access to nature. As a result, the city attracts those seeking to combine a vibrant city life with a natural escape. Denver is a popular destination for those in search of the ideal life balance.
3. Raleigh, North Carolina
Raleigh, North Carolina, is a preferred destination for those considering relocation, primarily due to its affordability and dynamic job market. Research, technology, education and healthcare thrive here, offering a wealth of professional opportunities. The city also boasts a high quality of life. Raleigh also shines thanks to its renowned educational institutions. The cost of living is reasonable, attracting a growing number of residents seeking an optimal balance between professional opportunities and quality of life.
4. Seattle, Washington
The capital of Washington State, Seattle, with its 3.6 million inhabitants, boasts a particularly attractive job market. Particularly in the technology sector, home to the headquarters of two of the world’s largest market capitalizations, Microsoft and Amazon. Although the cost of living is high, the average annual salary of $61,000 partly offsets these expenses, offering considerable financial stability.
Nestled in the northwest of the United States, Seattle enjoys an exceptional natural environment! Surrounded by the beauty of nature just a few miles from Canada, with its majestic mountains, and bordered by the Pacific Ocean. Abundant green spaces add to the city’s appeal, justifying its nickname of Emerald City. This metropolis is a destination of choice for those seeking the perfect blend of urban excitement and natural splendor.
5. Atlanta, Georgia
A hub of activity in the southern U.S., Atlanta is a thriving, dynamic metropolis. With its diversified economy and welcoming atmosphere, the city is attracting more and more residents in search of professional opportunities and a fulfilling lifestyle. Renowned for its historical heritage, Atlanta has played a significant role in American history, from the struggle for civil rights to the 1996 Olympic Games.
Today, it continues to evolve, with a modern cityscape, vibrant neighborhoods and an ever-expanding arts and culinary scene. The technology, media and healthcare sectors are booming, contributing to the city’s economic vitality. With a diverse population and well-maintained green spaces, Atlanta offers an appreciable quality of life. Whether exploring museums, festivals or local markets, every corner of the city reveals a rich culture and vibrant energy. Atlanta is a seductive destination for those who aspire to a lively urban life with Southern charm.
6. Minneapolis, Minnesota
Minneapolis, a Midwestern city anchored along the Mississippi River, combines economic dynamism, quality of life and cultural diversity. With a renowned arts scene, thriving technology and medical sectors, and Minnesota’s dynamic twin cities in biotech and science. The metropolis offers an attractive job market. The average annual salary of $55,000, slightly higher than the national average, provides a comfortable standard of living. Parks, lakes and bike paths offer outdoor recreation, underscoring the balance between urbanity and nature. Quality schools, including the University of Minnesota, reflect the importance placed on education. Committed to social and sustainable equity, Minneapolis seduces with its harmony between urban vitality, preserved environment and inclusive diversity.
7. Portland, Oregon
Portland, Oregon’s largest city. Its eclectic atmosphere, vibrant arts scene and commitment to sustainable development attract a diverse population. Despite less favorable price indices, the northwestern U.S. city remains attractive. It is home to giants such as Nike and Intel among its major employers. Portland also stands out as one of the ten greenest cities in the world. It is a pioneer in reducing CO2 emissions and promoting sustainable transportation. The region, renowned for its high quality of life, stable job market and positive indicators in education, general well-being, medical care and safety, asserts its place in the rankings thanks to its unique character and commitment to sustainable living.
8. Boston, Massachusetts
Boston, the capital of Massachusetts, is a fascinating city with a rich history, a vibrant cultural life and unique opportunities despite its high cost of living. Famous for its prestigious educational institutions and thriving economy, including the finance and technology sectors, Boston attracts a diverse population. Although considered one of the most expensive cities in the U.S., it offers top-notch jobs and a vibrant cultural scene, in addition to its famous sports teams. With a population of nearly 6 million, Boston is one of the oldest cities in the U.S., with an impressive historic center and an atmosphere reminiscent of Europe. Whether you’re a traveler, a new expatriate or a long-term resident, discovering Boston is an experience not to be missed.
9. Tampa, Florida
Tampa, on Florida’s west coast, combines a seaside atmosphere, a sunny climate and economic growth. This dynamic city, a blend of modernity and historic charm, offers sublime beaches, coastal parks and easy access to Tampa Bay, attracting outdoor enthusiasts. The economy is thriving! Particularly in the healthcare, finance and tourism sectors, offers diverse professional opportunities. Residents can enjoy vibrant urban life, unspoiled natural areas and a variety of recreational activities. Tampa is an ideal destination for combining work and relaxation.
10. Boise, Idaho
Boise, Idaho’s capital, offers an exceptional quality of life in an enchanting natural setting between the Rocky Mountains and Boise National Forest. Despite its modest size, its vibrant downtown offers a cosmopolitan atmosphere with restaurants, boutiques and art galleries. Boise boasts extensive parks, hiking trails and easy access to a range of outdoor activities. The growing local economy, focused on technology, health and agri-food, contributes to the vitality of the community. Boise attracts a diverse population seeking a harmonious balance between urban amenities and the surrounding natural beauty.
Top cities in the USA: comparing popular destinations
To help you choose, here’s an overview of the most popular cities, highlighting the diversity of their economic and demographic profiles.
| City | Cost of living (vs. US average) | Average household income | State Income Tax | % Born outside USA | Key Industries |
| San Francisco | 145.5 % + high | $178,742 | High (progressive) | 34.1% | Tech, Finance |
| New York City | 72.5 % + high | $111,583 | High + Local tax | 36.3% | Finance, Media |
| Seattle | 58.1% + high | $144,955 | Null | 19.3% | Tech, Engineering |
| Washington D.C. | 51.9% + high | $138,421 | Moderate | 13.5% | Government, Health |
| Austin, TX | 29.1% + high | $111,233 | Null | 18.5% | Tech, Education |
| Miami, FL | 18.9% + high | $79,886 | Null | 58.1% | Tourism, Transport |
| Chicago | 5.7% + high | $100,347 | Low (4.95% uniform) | 20.2% | Finance, Manuf. |
| Dallas, TX | 0.2% + high | $92,785 | Null | 23.8% | Finance, Tech |
Choosing the ideal state to live in 2025: don’t neglect the health criterion
Choosing the right state to settle in the United States is not just a question of economics or geography. It encompasses a multitude of criteria influencing quality of life. Economic factors such as cost of living, employment opportunities and average salaries are crucial. So is quality of life, which encompasses the natural environment, health services and the education system.
Where to relocate in the USA? Choosing the best city to settle in depends on many factors, such as cost of living, job opportunities and safety. However, an often underestimated but essential factor is health insurance. In the United States, disparities in medical care costs and access to healthcare facilities vary considerably from state to state, directly influencing expatriates’ quality of life. Taking these aspects into account is essential to making an informed choice.
Opting for good health insurance in the USA is therefore essential to guarantee adequate access to care while keeping costs under control. Comparing the different health insurance options available in your place of residence is essential to ensure a worry-free expatriation. A judicious choice of health cover will contribute to a successful expatriate experience, avoiding unpleasant surprises linked to high medical costs.
