Giving birth in the USA: how we helped our client

29 October 2025

You’re currently living in the USA and it’s almost time to give birth? Are you wondering whether to give birth in France or in your country of expatriation? First of all, congratulations on this happy event! After all the excitement, it’s time to start thinking about your health insurance in the United States. You’re wondering whether you’ll be covered for health expenses related to a pregnancy abroad. Perhaps you’d like to know which insurance companies cover the full cost of childbirth, including complications. We’re here to help. The arrival of a newborn baby is not always planned well in advance. It is therefore essential to be reactive when choosing your expatriate health insurance in the USA, so that it can quickly adapt to your new situation. Santexpat.fr’s international health experts are available to respond to your needs as quickly as possible. They will work with you to adapt your health insurance contract, ensuring that this new adventure is stress-free for both mother and father. If you’ve been an expatriate in the USA for several years, our experts can help you change your health insurance in the USA, so that we can re-evaluate your policy and adapt it to your new needs.

Overview of Medical Fees and Expenses for Childbirth in the USA

It’s important to note that the costs associated with giving birth in the USA are considerable. The bill for a birth in the USA can climb very quickly. An uncomplicated vaginal delivery can cost between $17,000 and $30,000 (the average cost of a birth in the USA). What’s more, you’ll need to factor in additional costs for medical examinations, consultations with your gynecologist, and other medical expenses that will add to the bill for a birth in the USA. It’s also worth bearing in mind that most mothers-to-be in the USA have weekly medical consultations.

Santexpat.fr accompanied one of its customers during her birth in the USA.

We helped one of our customers with her pregnancy and childbirth in the USA. Why did she choose to give birth in the USA? Quite simply because the parents-to-be wanted to offer their newborn child dual nationality. Giving birth in the U.S. allows you to offer your child U.S. citizenship. Our client’s delivery resulted in a total bill of $107,000. Fortunately, her healthcare partner, Santexpat.fr, provided essential support by negotiating with its partners, reducing her remaining out-of-pocket expenses to just $380 after her insurance reimbursement. It’s important to note that, in the event of an obstetric emergency requiring hospitalization, costs can sometimes rise considerably. The cost of childbirth in the U.S. can quickly soar, which is why it’s essential to take out health insurance for expatriates in the U.S. to ensure that this moment remains magical. What’s more, the entire Santexpat.fr team listened carefully to our client’s needs, advising her on her choices and the steps involved in her healthcare in the USA.

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