The Covid-19 virus has changed many things in our lives, including the way we travel. After an almost total halt to international flights, life and travel have gradually resumed… under certain conditions and with a few restrictions. In addition to the basic precautions recommended to all travelers (wearing a mask, distancing oneself), some countries may require PCR tests, quarantine… And more and more are asking for a Covid travel insurance certificate, without which the traveler will not be accepted in the country. We take a closer look at this insurance offer.
What is Covid insurance?
A “Covid” insurance policy offers the usual guarantees of a travel insurance policy (coverage in the event of an emergency, accident or illness in a foreign country), plus additional guarantees linked to Covid. These new guarantees depend on the company and the services provided. For all that, it’s mainly a question of care and coverage:
- healthcare costs in the event of contracting Covid,
- in the event of hospitalization,
- medical repatriation,
There may also be coverage for a visit to a loved one, hotel expenses in the event of quarantine, PCR or antigenic tests, cancellation and reimbursement of travel (notably air tickets) in the event of Covid contraction, etc. All these benefits are detailed in each insurance company’s offer. All these guarantees are detailed in each insurance company’s offer.
Please note: until now, epidemics were not covered by travel insurance. However, given the scale of the Covid-19 epidemic, it is now considered to be on a par with any other illness, and is therefore included in insurance contracts.
Why opt for travel insurance?
Even before the pandemic, some countries required travelers to take out travel insurance to enter their territory. Since then, the number of such countries has grown steadily. We’ve gone from 6 countries to 34 (at present).
For example, to enter Costa Rica, Thailand, Guatemala, Cuba, Brazil, the Seychelles, Mongolia and many other countries*, it is now necessary to present a certificate from your insurance company stating “Covid”. This certificate may also be requested in the language of the country concerned, and must generally set out the coverage and amounts (medical expenses covered and to what extent, repatriation coverage, amount of coverage in the event of quarantine, etc.). Finally, it must cover you for the entire duration of your stay.
The certificate is requested at border crossings or, by the airline, before you board the plane. It can thus condition your trip and the granting of your visa to stay in the country. Each country is different, and the list of countries changes daily. Before you travel, we strongly recommend that you check the country’s entry requirements.
Santexpat.fr, la nouvelle façon de
s'assurer à l'étranger
1. Meilleurs prix
- Sans surcoût sur les tarifs assureurs,
nous comparons + de 300 offres d'assurance
2. Simplicité
- Un parcours simple pour sélectionner votre
solution en quelques clics
3. Accompagnement
- Nos conseillers sont là pour un
accompagnement 100% personnalisé
