As an expatriate or future expatriate, you’re in the midst of preparing for this new adventure, especially when it comes to health insurance. We know that this is an important step, and that it’s not always easy to find your way through the insurance jungle. Away from home, a minor accident or hospitalization can be a source of stress and exorbitant costs. It’s important to ask yourself how you’ll be covered in the event of an accident, illness or unexpected problem!
There are several ways to be covered abroad. For example, you may be covered by local social security. As this is sometimes insufficient, it may be a good idea to take out international health insurance to cover all your medical expenses and receive full reimbursement.
That’s why we created Santexpat.fr, the first 100% online health insurance comparator (and broker) for French speakers deciding to leave French soil, whatever the destination and duration. In other words, we can insure long- or short-term expatriates, people on short-term contracts, people traveling in Europe or abroad, and so on.
Santexpat.fr, the 1st comparator for French people abroad
It’s often difficult to know which mutual insurance company to choose, depending on your status, length of stay or professional objectives. Whatever the reason for your trip abroad, it’s highly advisable to be covered. You can also join the CFE (Caisse des Français à l’étranger). With CFE membership, you’ll be responsible for a portion of your expenses. It is possible to subscribe to a complementary health insurance plan if you wish to be affiliated to the CFE.
To date, we have compared more than 260 offers from our 22 partner insurers, far more than is available on the market.
Our algorithm enables us to select the offer best suited to your profile, based on 3 criteria: your age, your family situation and the healthcare costs in your country of expatriation. Some of our offers have been developed exclusively with our insurance partners to meet the needs of expatriates.
We insure all French, Swiss, Luxembourg and Belgian speakers.
Your health at the best price
With Santexpat.fr, you can benefit from the best prices for your health insurance, as well as personalized support from international health experts.
Our experts are based in France and are on hand to help you select the health cover that’s right for you. After all, we know that you have different needs if you’re expatriating alone to Dubai than if you’re going to the USA with your family. What’s more, healthcare costs vary depending on your country of expatriation.
It’s essential for us to support you during your expatriation, which is why our experts remain at your side throughout your entire contract. Do you have a question about your optical care reimbursement? Are you wondering whether all your medical expenses are reimbursed from the first euro? Are you currently pregnant and not sure whether it’s better to give birth in France or in your country of expatriation?
Our advisors are just a phone call away to help you make the right decisions!
We’ll compare our international health insurance plans based on the health expenses you’ll need (optical, maternity, dental…) and the level of coverage. They’ll also work with you to study waiting periods and reimbursement times.
Human values at the heart of our mission
Our mission is to give expatriates the means to preserve what is most precious to them when they are abroad: their health. In France, we are fortunate to have a very good healthcare system, thanks to optimal health insurance. We created santexpat.fr to help French people maintain this comfort wherever they are in the world.
We’re going even further, by offering our members the option of including a 7/24h teleconsultation service in all our contracts. Your child is sick at 5 a.m. and you need medical advice? By using the teleconsultation service, you can have the opinion of a practitioner in the language of your choice. This offer gives our customers a sense of security while avoiding unnecessary stress.
Professional advice, long-term personalized support and a sense of customer service: we offer you the very best for your health.
It’s also important to know that santexpat.fr is able to offer insurance from the first euro, or as a complement to CFE. Depending on your country of destination and your profile, a CFE solution with additional international health insurance may be advantageous. We’ll look at all the options to find the one best suited to your profile.
Your experience is 100% digital. How does it work?
Our customer journey is 100% digital, from obtaining to subscribing to our offers. In other words, you can access Santexpat.fr services wherever you are in the world.
Signing documents online is simple and, above all, 100% secure. Finally, we are fully compliant with RGPD standards.
What’s more, santexpat.fr has accelerated its digitalization by integrating artificial intelligence into its offer search algorithm. We have also redesigned the ergonomics of our site to make your expatriate experience and life easier.
Intra-annual cancellation
Since December 1, 2020, it has been possible for all French expatriates benefiting from health cover with a French insurer to cancel their contract at any time. In other words, if you are no longer satisfied with your health insurance contract, or if your needs have changed, you can change insurer. Our experts can work with you to study your health insurance package and cover. They will study your needs (maternity, alternative medicine, hospitalization, repatriation or optical reimbursement) and work with you to find the solution that suits you best.
They will draw up and send you the termination contract for your old expatriate health insurance and take care of signing up for your new plan on your behalf.
We’ll also be happy to work with you to draw up a quote for your social protection while you’re abroad.
Santexpat.fr is your personalized healthcare partner abroad.
