As of October 1, 2024, Zanzibar has introduced new regulations makinghealth insurance compulsory for all foreign travelers. This measure aims to offer better protection to tourists while easing the burden on local health services.
Why is travel insurance now mandatory?
In recent years, Zanzibar has seen a sharp increase in tourism. Travellers appreciate this destination for its paradisiacal beaches and rich culture. With the ever-increasing number of tourists, the local authorities felt it necessary to check that tourists were covered in the event of illness or accident. This is why they have made travel health insurance compulsory for French and foreign nationals alike. This measure secures access to medical care. It also reduces the financial risks associated with health emergencies.
What compulsory health insurance must cover
Compulsory insurance in Zanzibar must offer comprehensive coverage for incidents that may occur during your stay. Here are the main benefits to look out for when taking out international travel insurance:
- Emergency medical care: This must cover medical expenses in the event of illness or accident requiring hospitalization or consultation in Zanzibar.
- Medical evacuation: If necessary, the insurance should cover evacuation to more specialized hospitals outside Zanzibar, such as in Kenya or Europe.
- Accidents and third-party liability: In the event of an accident involving a third party, your insurance must cover third-party liability costs up to USD 30,000.
- Lost or delayed baggage: In the event of lost or delayed baggage, financial compensation may be included in your health insurance contract.
- Legal expenses and repatriation: Health insurance must also include coverage for legal expenses and repatriation in the event of death.
Cost and duration of coverage
The cost ofcompulsory insurance for Zanzibar is around 42 euros (44 USD) per person, covering stays of up to 92 days. For children aged 3 to 17, the rate is reduced to around 21 euros (22 USD), while children under 3 are covered free of charge. Health insurance can be taken out online before departure or directly at Zanzibar airport.
| Category | Price (EUR) | Coverage period (days) |
| Adult | 42 | 92 |
| Children (3-17 years) | 21 | 92 |
| Children (under 3) | Free | 92 |
How do I take out insurance?
Travelers can easily purchase this insurance online via Zanzibar’s official portal, or through approved travel agencies. On arrival at the airport, tourists will be required to present proof of coverage in the form of a QR code scanned by immigration authorities. This procedure ensures that all visitors are protected from the moment they enter the country.
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What does this mean for travelers?
Although travel insurance represents an additional cost, it guarantees peace of mind in the event of unforeseen health worries. Health cover, ranging from medical emergencies to baggage loss and third-party liability, makes it an important protection for any French person wishing to travel to Zanzibar. The aim is to position Zanzibar as a safe and well-equipped destination for visitors from all over the world.
Quality of health services in Zanzibar for foreigners
Zanzibar has several public and private hospitals, but the quality of health services can vary. The more affordable public hospitals are generally not up to international standards in terms of comfort and service. Due to a lack of resources, public hospitals suffer from overcrowding. There are also shortages of specialized medical equipment and medicines. Expatriates and tourists are often advised to turn to private clinics. They offer better quality care, but are more expensive.
Private facilities are better equipped to deal with emergencies. In complex medical situations, evacuation to specialized medical facilities in Nairobi or Europe may be necessary. It is in this context that compulsory health insurance, which covers medical evacuations, becomes a major asset for travellers to Zanzibar.
Compulsory health insurance for Zanzibar
If you’re planning to travel to Zanzibar in 2025 or in the years to come, compulsory health insurance is something you shouldn’t overlook. Take out this insurance online before you leave to avoid any unpleasant surprises at the airport. As well as protecting you against potential incidents, this measure helps to improve the quality of health services for tourists and local residents alike.
